How Buyers Are Still Affording Homes in Merced (2025 Guide)
The Market with Marcus Marcus Rodriguez Real Estate DRE# 02005100 Buying a home in 2025 may feel intimidating with higher interest rates and rising costs—but in Merced, California , buyers are still finding creative and smart ways to make homeownership possible. Whether you’re a first-time buyer in Merced or looking to upgrade, here’s how people are making it work today. 1. Leveraging Seller Credits & Negotiation Power One of the biggest ways buyers are still affording homes in Merced is by securing seller credits . In many transactions, sellers are contributing $10,000–$15,000+ toward closing costs, interest rate buy-downs, or repairs. ➡️ See real case studies of negotiated credits on my Instagram , where I share local Merced housing market insights. 2. Partnering With Local Lenders Who Offer Incentives Working with the right lender makes a huge difference. Many Merced home buyers are accessing lender-paid credits of up to 2% of the loan amount, which helps cover closing...